admin_v3_pages

age_question

analytics

archival_summary_mailer

brainstormer_emails

brainstormer_upgrades

campaign_monitor

chain_mailers

collect_only_year

consultation_hub

content_security_policy

content_security_policy_bazaar

content_security_policy_bluehaven

content_security_policy_report_only

content_security_policy_report_only_bazaar

content_security_policy_report_only_bluehaven

content_security_policy_strict

cookie_policy

custom_code

custom_js_tracking

dashboard

dashboard_filters_visibility

delete_survey_test_responses

demographic_filter_text_analysis

digest_email_subscription

disable_akismet

disable_engagement_depth_query_optimization

disable_facebook_sdk

disable_google_analytics

disable_twitter_widget

disable_user_analytics_tracking

disallow_platform_admin_access

drip_campaigns

emoji_question

enable_active_directory_signup

enable_admin_survey_pdf_download

enable_auto_hide_past_key_dates

enable_ehq_newsletter

enable_email_sharing_snippet

enable_froala_participant_css

enable_market_place

enable_material_sidebar

enable_modelled_data_age

enable_modelled_data_location

enable_newsfeed_date_settings

enable_participant_page_hub_filters

enable_pfe_authentication

enable_pfe_ideas

enable_pfe_survey

enable_reporting_filter_builder

enable_secret_key_question

enable_site_onboarding

enable_site_recaptcha

enable_static_page_question

enable_stock_image_library

enforce_sso

enhanced_skip_to_menu

enhanced_social_share

enhancements_on_places

esri_places_migration

follow_project_widget

forum_topic_optimization

full_page_graphs_in_reporting

gov_delivery_integration

gov_delivery_integration_registered_user

granicus_sso

hide_participant_details_survey_analysis_pdf

homepage_upgrades

html_emails

hub_admin

hubs_on_new_appearance_editor

idea-tool-unverified-participation

idea_unverified_participation

ideas_tool_builder

image_editor

imgix_for_homepages

imgix_for_project_pages

individual_social_sharing_for_qanda

intercom

load_theme_css_first

location_question

mailchimp

manage_project_team

mapboxgl

marketplace_sms_integration

matomo_tracking

mentions

microcopy_overrides

modelled_data_ethnicity_field

modelled_data_gender_field

multi_level_links

multilingual_admin_interface

new_badge_paradigm

new_comment_feature

new_cookie_consent_manager

new_login_page_design

new_mapper

new_project_pages

new_story_telling_tool

new_surveys

new_user_profile

newsletter_tracking_code

notifications

open_documents_inline

open_pdf_inline

open_survey

open_surveys

overview_dashboard_sharing

participants_page_revamp

pfe_header_v2

pfe_share_ideas_board

places_engagement_banner

places_ui_upgrades

places_upgrade

port_project_to_bluehaven

prevent-protected-projects-in-catalogs

privacy_and_security

project_clone

project_finder_embed

project_page_editor

project_page_refresh

project_settings

project_sharing

project_tag_manager

project_tags_filters

protected_hubs_on_new_appearance_editor

quickpoll_share_link

readspeaker

registration_upgrades

render_site_header_in_places

report_download_confirmation

reporting_dashboard_optimised

reporting_dashboard_v2

reporting_ui

revamped_video_player

saved_filter_dashboard_sharing

scim_toggle

segment_analytics

segment_analytics_admin

segment_analytics_participant

self_service_hubs

shapefile_support_for_places

show_advance_search_text_analysis

show_bar_graph_for_checkbox_questions

show_context_link_analytics

show_css_overrides_editor_in_new_home_page_editor

show_custom_dashboard

show_customized_survey

show_date_filter_text_analysis

show_homepage_whitespaces

show_new_auto_notification_email

show_new_home_page_editor

show_new_user_profile_dropdown

show_participant_communities

show_project_banner

show_project_page_as_homepage

show_revised_survey

show_sentiment_analysis_in_text_analysis

show_split_data_for_likert_questions

show_table_for_ranking_questions

show_theme_variables

single_page_manage_widget

single-signon

social_share_modal

sorting_qanda_question

stop_forum_spam

submission_manager

submission_manager_places_photo_support

survey_analysis

survey_cross_tab

survey_email_question

survey_new_ui

survey_qp_disable_unverified

survey_share_link

switch_to_admin_ui

switch_to_new_prm

tabs_reorder

text_analysis

text_analysis_2023

text_analysis_2023_sentiment_analysis

text_analysis_2024_entities

text_analysis_2024_keyphrases

text_analysis_v2

token_management

tool_enhancements

tool_tab_preview

tools_listing

unsplash_support_for_project_pages

upgraded_homepage_editor

upgraded_rich_text_editor

user_imports

user_profile_phase_2

v1_reports

v4_admin_marketplace

v5_interface_switch

walkme

weekly_digest_to_admins

widget_cloning

widget_scoping

Welcome to the Competition and Markets Authority's public consultation and events hub

<p>The Competition and Markets Authority&#39;s (CMA) purpose is to help people, businesses and the UK economy by protecting competition and tackling unfair behaviour.</p><hr><h2>About this consultation</h2><p>We have launched a review of the provisions within the SME Banking Undertakings 2002 which remain in force. An earlier review resulted in the CMA deciding in 2016 to release all except for 4 provisions of the Undertakings. These remaining provisions (the &lsquo;Limitation on Bundling Provisions&rsquo;) require 8 banks not to compel customers to open or maintain a BCA as a condition for accessing business loans or deposit accounts.</p><p>The consultation document found on this page sets out the reasoning for the CMA&rsquo;s decision to launch a review of the Limitation on Bundling provisions and seeks stakeholders&rsquo; views on:</p><ul><li>potential changes of circumstances that may mean that the Limitation on Bundling Provisions are no longer appropriate</li><li>if such changes are identified, whether they mean that the Limitation on Bundling Provisions should be varied, superseded or released</li><li>in the case of identifying the need to vary or supersede them, to set out the proposed changes that could be made</li></ul><p>We are not seeking views on any other order or undertaking relevant to retail banking for small and medium-sized enterprises (SMEs).</p><hr><h2>We want to hear from you</h2><p>We would particularly like to hear from respondents representing banks, small and medium-sized enterprises (SMEs), relevant regulators and government.</p><hr><h2>What happens next</h2><p>The information received will inform the CMA&rsquo;s provisional decision on the outcome, which will be the subject of a further consultation.</p><hr><h2>Responding to our consultation</h2><p>This consultation closes at 5pm on Wednesday 7 May 2025. Please respond by email to the address below. </p><p>Please accompany your response with a non-confidential version which you would be willing for the CMA to publish alongside its provisional decision.</p><hr><h2>Contact</h2><p>Send your response to the email address below with the subject line: SME Banking Undertakings review.</p><p><a href="mailto:remedies.reviews@cma.gov.uk">remedies.reviews@cma.gov.uk</a></p><hr><h2>Your personal data</h2><p>Your name and contact details are your personal data. In collecting, receiving, storing, accessing and using your personal data, the CMA, as controller, is processing your personal data. The CMA processes personal data in accordance with data protection law. The CMA is processing your personal data so that it can contact you again, should it need further help or information from you, in order to carry out its statutory duty under section 88(4) of the Fair Trading Act 1973 (as preserved in Schedule 24 Enterprise Act 2002) to keep under review undertakings and orders.</p><p>For more information about how the CMA processes personal data and your rights relating to that data, read our <a href="https://www.gov.uk/government/organisations/competition-and-markets-authority/about/personal-information-charter" rel="noopener noreferrer" target="_blank">privacy notice</a>.</p>

Review of the SME Banking Undertakings 2002

Le Test